Smart Financing for Medical Office Buildings
Finance medical office buildings (MOBs), clinics and outpatient centers—SBA 504 and conventional loans for acquisition and refinance with predictable terms
Apply for a loan
Healthcare real estate requires flexible structures and long-term capital. AVANA’s medical office loans provide financing for acquisition or refinancing—helping medical practices and investors expand facilities while maintaining financial stability and cash flow
AVANA offers a full suite of financing products to help your business grow
Rates and structures vary depending on loan type and borrower qualifications
Loan Sizes
From $1MM to $18MM, covering a full range of commercial programs
Flexible Terms
Choose from mid-term (up to 10 years) or long-term (up to 25 years) options
High Leverage
Finance up to 75% LTV or 90% total for qualifying SBA 504 structures
Market-Indexed Pricing
Tied to CMT benchmarks with program-specific spreads
Financing available for acquisitions, refinancing (including cash-out) or property improvements
We make financing simple, transparent, and fast
Step 1
Complete our online application form with basic information. Our team will review within 24 hours
Step 2
We’ll evaluate your documents and request any additional materials needed.
Step 3
Once approved, we’ll present loan terms and structure a customized financing solution
Step 4
Final documentation and closing procedures. Funds are typically disbursed within days of closing
We’ve helped businesses across industries
Our team has a longstanding history of solving complex problems
VP, Business Development
VP, Business Development
VP, Business Development
Chief Lending Officer
Find answers to common questions
Yes — SBA 504 is ideal for owner-occupied medical offices, including clinics, dental practices, and urgent care centers. Your practice must occupy at least 51% of the property.
Yes — if the borrowing practice occupies a majority of the space. For non-owner-occupied properties, conventional term loans may be available depending on lease structure and tenant quality.
We offer refinancing through SBA 504 (for properties held 2+ years) and conventional loans, with options to reduce rates, restructure debt, or access capital for business growth.
Yes — we finance a variety of medical property types, provided they are compliant with regulatory standards and have demonstrated stable operating performance.
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