Retail Property Financing for Every Stage of Ownership
From shopping centers to single-tenant or owner-occupied stores, AVANA Capital offers competitive financing for retail properties nationwide, with a preference for grocery-anchored retail
Apply for a loan
AVANA’s programs are tailored to today’s evolving retail landscape. We specialize in grocery-anchored retail, offering financing for acquisitions, refinancing, and property upgrades that support steady cash flow and long-term portfolio stability
AVANA offers a full suite of financing products to help your business grow
Rates and structures vary depending on loan type and borrower qualifications
Loan Sizes
From $1MM to $30MM, covering a full range of commercial programs
Flexible Terms
Choose from short-term (up to 3 years) or long-term (up to 25 years) options
High Leverage
Finance up to 75% LTV or 90% total for qualifying SBA 504 structures
Market-Indexed Pricing
Tied to SOFR, CMT, or Treasury benchmarks with program-specific spreads
Extension Options
Certain short-term programs offer annual renewal or extension flexibility
Financing available for acquisitions, refinancing (including cash-out), repositioning to stabilization, or property improvements
Institutional-grade construction financing through our partnerships with Oaktree Capital and a growing network of leading Credit Unions. By collaborating with industry leaders, we accelerate funding processes, offer competitive rates, and create exclusive co-investment opportunities that empower our clients and investors alike
We make financing simple, transparent, and fast
Step 1
Complete our online application form with basic information. Our team will review within 24 hours
Step 2
We’ll evaluate your documents and request any additional materials needed.
Step 3
Once approved, we’ll present loan terms and structure a customized financing solution
Step 4
Final documentation and closing procedures. Funds are typically disbursed within days of closing
We’ve helped businesses across industries
Our team has a longstanding history of solving complex problems
Chief Lending Officer
VP, Business Development
VP, Business Development
Find answers to common questions
Yes — SBA 504 loans are available for owner-operated retail properties. Your business must occupy the majority of the space and meet SBA eligibility requirements.
Yes — we provide term loans, bridge financing, and SBA 504 loans for both single-tenant and multi-tenant retail properties. Grocery-anchored centers are strongly preferred due to their stability and consistent foot traffic.
Absolutely — we offer conventional, bridge, and SBA 504 refinancing options for eligible owner-operators seeking to lower rates, restructure terms, or pull out capital for improvements.
Yes — mixed-use properties with a retail component may qualify for financing, depending on the proportion of commercial use, tenancy mix, and borrower goals.
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