Commercial Real Estate Bridge Loans

Commercial Real Estate Bridge Loans — Fast & Flexible

When timing matters, Bridge Loans offer the speed and flexibility your business needs. Whether you’re acquiring new property, refinancing, or waiting on long-term financing, our solutions keep your plans on track

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Commercial Real Estate Bridge Loans
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What Is a Bridge Loan?

Commercial bridge loans provide short‑term, often interest‑only financing to acquire, refinance, or reposition property while you secure a permanent take‑out loan. Close fast and keep projects on track

Key Benefits

  • Icon Certainty of execution with a quick yes or no, but never a maybe
  • Icon Fast funding Close quickly to seize time-sensitive opportunities
  • Icon Flexible Terms Short-term options tailored to your timeline
  • Icon Versatile use. Ideal for acquisitions, refinancing, or repositioning
  • Icon Competitive rates. Market-driven pricing with high leverage options.
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Backed by Our Partnerships with Industry Leaders

Institutional‑grade construction financing through our partnership with Oaktree Capital. By collaborating with industry leaders, we accelerate funding processes, offer competitive rates, and create exclusive co-investment opportunities that empower our clients and investors alike

Bridge Loan Rates and Terms

Rates and structures vary depending on loan type and borrower qualifications

Interest rates

1-Month Term SOFR + 4.50%–7.00%

Varies by asset class & risk profile

LTV

Up to 75%

Based on up to 75% of “as-is” value or 70% of “as-stabilized” value

Loan amount

$5MM – $30MM

Designed to fund mid- to large-scale commercial real estate projects

Loan terms

Up to 3 Years

Interest-only loans with annual extension options

Uses of proceeds

Financing available for acquisition, refinancing, or repositioning toward stabilization

A Streamlined Process from Application to Funding

We make financing simple, transparent, and fast

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Step 1

Submit Application

Complete our online application form with basic information. Our team will review within 24 hours

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Step 2

Review

We’ll evaluate your documents and request any additional materials needed.

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Step 3

Approval & Terms

Once approved, we’ll present loan terms and structure a customized financing solution

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Step 4

Closing & Funding

Final documentation and closing procedures. Funds are typically disbursed within days of closing

Proven Success Stories

We’ve helped businesses across industries

Featured Loan
Las Vegas, Nevada
September 30, 2024
Featured Loan
Moss Point, Mississippi
October 24, 2024
Featured Loan
College Park, Georgia
January 10, 2025

Our team

Our team has a longstanding history of solving complex problems

Sanat Patel

Sanat Patel

Chief Lending Officer

Kristine Sanchez

Kristine Sanchez

Customer Success Manager

Frequently Asked Questions

Find answers to common questions

A bridge loan (also called interim financing) is short- to intermediate-term funding that helps close the gap between an immediate need and a long-term solution. Bridge is best when you need speed or flexibility for acquiring or refinancing a property ahead of stabilization, executing a value-add plan, or buying time to arrange permanent debt.

Typical bridge loans are $5M–$30M, up to ~70–75% leverage, up to 3 years (often interest-only) with extension options. Rates float over SOFR and reflect asset business plan, market, and sponsor quality.

We prioritize experienced sponsors, who meet the following criteria:

  • Strong commercial real estate collateral with sufficient equity.
  • Proven experience (5 + years in the industry).
  • A clear exit strategy — such as refinance, sale, or stabilization.
  • A guarantor with a 680 + FICO credit score.

Bridge loans through AVANA Oaktree Private Credit Partnership typically close within 45 days of LOI acceptance, depending on third-party reports and due diligence. This fast process enables sponsors to act quickly on acquisition or repositioning opportunities.

The program is tailored for experienced commercial real estate sponsors and developers seeking $5MM–$30MM in intermediate-term financing. It’s ideal for those pursuing acquisitions, refinances, or value-add opportunities that need bridge-to-stabilization funding with fast closings and flexible extensions.

Industry insights

Market insights that keep you ahead

small business acquisition financing

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