AVANA Capital Helps Seasoned Entrepreneurs Develop Commercial Properties

  • Franchised Territory Expansion
  • Brand Conversions
  • Property Expansion/Renovation
  • Adaptive Reuse and Repositioning
  • Ground-up Construction
building steel frame and sunlight

Decisive, Fast, and Flexible Financing for Construction Projects

AVANA Capital delivers timely closings and customized loan structures for business owners.

Commercial construction loans with AVANA Capital are designed to support growing businesses and help preserve wealth. Our lending experts are there every step of the way to help guide large projects from start to finish. AVANA Capital’s team takes the time to understand the complexities of your industry, market, and project needs. On-going communication with contractors, architects, and vendors helps ensure that your construction project is completed on time and on budget.

Customized Loan Structures Built for Construction

AVANA Capital’s commercial construction loans give business owners the flexible funding they need to finance construction projects from start to finish. Low down payments, timely closings, and options to roll fees into the loan help our borrowers keep cash on hand during their project. Floating interest rates and post-construction options to exit through a refinance provide lending solutions scalable for future growth.

Funding Complex Projects with Simple Solutions

Down payments ranging from 10% to 30%

Post-construction options for floating or fixed rate financing

Post-project options for floating/fixed rate financing or refinancing

Options to refinance for lower rates and longer-term repayment

Explore Your Financing Options

AVANA Capital’s Expertise

A Deep Understanding of Commercial Construction

AVANA Capital’s team has decades of combined experience in commercial construction within niche markets.

Hotel Lobby


Our team delivers timely solutions for complex hotel construction projects with ongoing support and guidance.

Lights Shop Front

Owner-Occupied Real Estate

Our proven track record of providing financing for owner-occupied commercial real estate projects provides certainty of execution.

Solar Panels in solar farm

Renewable Energy

Our lending experts are able to provide customized construction lending solutions through a deep understanding of the complexities and unique business models of the clean energy industry.

AVANA Capital’s Commercial Construction Loans Help Boost the Economy

AVANA Capital Creates Jobs, Improves Air Quality and Enhances Sustainability with $22MM in Funding for Biogas Facility

AVANA Capital is focused on both stimulating the U.S. economy through job creation as well as developing clean energy sources across the country. Through projects like these, AVANA Capital promotes and supports the use of renewable energy solutions, expanding the impact of clean energy in the lives of American citizens.

AVANA Capital provides funding for Holiday Inn in Chattanooga

AVANA Capital Provides $11MM Refinance for the Full-Service Holiday Inn in Chattanooga,TN

Between 2011 and 2013, KBS Hotel Group took multiple loans from a variety of sources to complete construction and stabilize the property. With the deadlines looming, KBS Hotel group was seeking to refinance its original construction loan, consolidate personal debt and obtain cash out. They needed a lender with the vision to see the property’s future potential and act fast.

Flexible Financing and Quick Decisions Results in $8.4MM Land and Construction Loan for Clean Energy Farm

SolRiver planned to develop a solar farm to provide Portland General Electric Company with electric power for their customers in Oregon, and needed a financing partner through which they could secure funding to both purchase the land and build the project.

AVANA Capital Provides $39MM Energy Efficiency Construction Loan to Complete Energy Savings Contract for Florida School District

Generate Capital required an experienced financing partner in a very specialized field. Currently, not many lenders understand the complexities related to financing energy efficiency projects and, thus, finding a qualified financing partner, like AVANA Capital, was critical to the success of the project.

Keystone Power Holdings case study

AVANA Capital Provides $1.7MM Equipment and Construction Loan for a Solar Project that Will Power a Wastewater Treatment Plant

This project was important to Keystone, as well as the City of Freeport, Illinois. The municipality planned to use this project to power its wastewater treatment plant, lowering the overall electricity costs for the city.

AVANA Capital - Convergent Energy Case Study

AVANA Capital Provides $5.2 Million in Financing for Completion of Two Maryland Solar and Storage Projects

Convergent Energy acquired two solar projects (1.35 MW and 1.15 MW) in Maryland. At the time of acquisition, the EPC contract was already completed, and construction had already started through a construction loan from another bank.

AVANA Capital Provides $65 Million In Financing For Tallest Modular Construction Hotel in the world

AVANA Capital Provides $65 Million In Financing For Tallest Modular Construction Hotel in the world

842 Enterprises needed a lender that not only believed in the family’s vision, but also understood the nuances of modular construction and its benefits.

Commercial Construction Loan FAQs

What can a commercial construction loan be used for?
Borrowers can use a commercial construction loan for various project types, including but not limited to: franchised territory expansion, brand conversions, property expansion/renovation, adaptive reuse and repositioning and ground-up construction.

Will I pay the commercial construction loan while I am building?
Construction loans through AVANA Capital are uniquely structured so that the borrower only pays interest for the first two years.

What down payment will I need for a commercial construction loan?
AVANA Capital’s construction loan down payments are between 10% and 20%, depending on the property type under the Construction to SBA 504 Program.

What can I include in my commercial loan structure?
Various construction costs, as well as closing and soft fees, such as architectural assessments, title insurance, and surveys, can be rolled into a commercial construction loan. This structure enables you to keep more cash on hand during the construction process.