Hospitality Property Loans

Hotel Loans & Hospitality Financing Built for Growth

Our hospitality lending specialists understand hotel ownership and development, offering flexible financing to grow your brand portfolio or upgrade independent properties so you can reach your goals

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Hospitality Property Loans
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Financing for Every Stage of Hotel Ownership

AVANA’s hotel financing solutions support acquisitions, construction, renovations, and refinancing. We help owners and developers access both long-term and bridge loans capital through flexible structures and competitive terms—tailored for branded hotels

Flexible Financing Solutions

AVANA offers a full suite of financing products to help your business grow

SBA 504 Loan

Long-term financing with up to 90% LTV designed to help business owners acquire, expand, or refinance commercial real estate

Bridge Loan

Short-term funding to bridge the gap between transactions or support property transitions until permanent financing is secured

Construction Loan

Flexible capital for ground-up developments, brand conversions, or major property improvements

Conventional Term Loan

Long-term financing for stabilized assets. Ideal for acquisition, refinancing, or property enhancements

Competitive Terms for Hospitality Lending

Rates and structures vary depending on loan type and borrower qualifications

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Loan Sizes

From $1MM to $30MM, covering a full range of commercial programs

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Flexible Terms

Choose from short-term (up to 3 years) 
or long-term (up to 25 years) options

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High Leverage

Finance up to 75% LTV or 90% total for qualifying SBA 504 structures

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Market-Indexed Pricing

Tied to SOFR, CMT, or Treasury benchmarks with program-specific spreads

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Extension Options

Certain short-term programs offer annual renewal or extension flexibility

Uses of proceeds

Financing available for hotel purchases or partner buyouts, refinancing existing debt, ground-up development or property improvements

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Backed by Our Partnerships with Industry Leaders

Institutional-grade construction financing through our partnerships with Oaktree Capital, IHG Hotels, and a growing network of leading Credit Unions. By collaborating with industry leaders, we accelerate funding processes, offer competitive rates, and create exclusive co-investment opportunities that empower our clients and investors alike

A Streamlined Process from Application to Funding

We make financing simple, transparent, and fast

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Step 1

Submit Application

Complete our online application form with basic information. Our team will review within 24 hours

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Step 2

Review

We’ll evaluate your documents and request any additional materials needed.

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Step 3

Approval & Terms

Once approved, we’ll present loan terms and structure a customized financing solution

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Step 4

Closing & Funding

Final documentation and closing procedures. Funds are typically disbursed within days of closing

Proven Success Stories

We’ve helped businesses across industries

Featured Loan
Aurora, Illinois
August 5, 2022
Featured Loan
Dublin, Ohio
February 19, 2025
Featured Loan
New York, New York
July 30, 2022
Featured Loan
Jacksonville, Florida
July 9, 2024
Featured Loan
Vancouver, Washington
November 9, 2022
Featured Loan
Atlanta, Georgia
August 7, 2024

Our team

Our team has a longstanding history of solving complex problems

Sanat Patel

Sanat Patel

Chief Lending Officer

Steven Ellsworth

Steven Ellsworth

EVP of Portfolio Management

Christyna Lane

Christyna Lane

VP, Business Development

Viktor Hristov

Viktor Hristov

VP, Business Development

Frequently Asked Questions

Find answers to common questions

Yes, AVANA provides ground-up construction financing for select-service and limited-service hotels under major brands like IHG, Hilton, Marriott, etc. Our AVANA-IHG Co-Lending construction program, developed in partnership with IHG Hotels, is specifically designed to support qualified IHG hotel developers with streamlined capital.

Bridge loans are ideal for hotel acquisitions, PIP completion, or refinancing before stabilization. We work with experienced operators who need short-term, high-speed capital to close deals or reposition assets.

Yes, SBA 504 loans can be used to purchase or refinance owner-operated hotels, provided they meet SBA eligibility, including majority owner occupancy and brand/franchise approval.

We offer both conventional term loans and bridge options for refinancing hotel assets whether you’re looking to lower rates, pull out equity, or consolidate debt. SBA 504 loans are also available for refinancing, provided the property meets SBA use criteria and has been operational for at least two years.

Industry insights

Market insights that keep you ahead

small business acquisition financing

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