Commercial Real Estate Lending for Brokers

Brokers & Intermediaries

At AVANA Capital, we treat every referral like it carries your reputation. You’ll work with a coordinated lending team that can structure commercial real estate loans for a range of borrower needs, including SBA 504, bridge, construction, and conventional term loans.

Refer a loan
Commercial Real Estate Lending for Brokers
Logo
Logo
Logo
Logo
Logo
Logo

One relationship. Multiple lending solutions

When you bring a client to AVANA, we keep you and your borrower informed at every stage, with straightforward communication and reliable execution. You also get access to a broad mix of commercial real estate lending solutions through one coordinated team

What you can expect:

  • Icon A partner-forward approach. We respect and protect your client relationship from first call through closing
  • Icon Flexible capital across programs. SBA 504, bridge, construction, and conventional term loans
  • Icon Clear next steps. You’ll know what we need, why we need it, and what happens after you send it
  • Icon Broker's fee included in loan amount at closing. We structure the loan with your interest in mind

Commercial Real Estate Loan Programs

A full suite of commercial real estate loans designed to match your project

SBA 504 Loan

Long-term financing with up to 90% LTV designed to help business owners acquire, expand, or refinance commercial real estate

Bridge Loan

Short-term funding to bridge the gap between transactions or support property transitions until permanent financing is secured

Construction Loan

Flexible capital for ground-up developments, brand conversions, or major property improvements

Conventional Term Loan

Long-term financing for stabilized assets. Ideal for acquisition, refinancing, or property enhancements

A Streamlined Process from Application to Funding

We make financing simple, transparent, and fast

Process icon

Step 1

Submit Application

Submit your application with pre-qualification documents. We’ll review and issue a soft quote within 1 business day

Process icon

Step 2

Review

We review initial documents and confirm loan structure and key terms.  If the deal meets criteria, we issue a Letter of Intent with proposed terms

Process icon

Step 3

Approval & Terms

We complete underwriting and order third-party reports as needed.  Credit team issues final approval when complete (timing can vary)

Process icon

Step 4

Closing & Funding

We prepare final loan documents, open escrow, and coordinate closing.  Funds are released once closing requirements are met

Why Choose AVANA

A commercial real estate lending and investment partner focused on transparent terms, disciplined underwriting, and long-term relationships

Icon

Confidence & Certainty in Execution

We provide clear, timely feedback and well-defined terms so you can move forward with confidence—especially when timing matters most. Our goal is to remove uncertainty, not add to it.

Icon

Thoughtful & Flexible Capital

Whether for acquisitions, refinancing, construction, or partner transitions, we structure capital solutions that support the long-term success of the project—not just the immediate transaction.

Icon

Stability You Can Plan Around

Our loan structures are designed with long-term amortization and predictable payments, helping borrowers and partners manage cash flow with consistency and peace of mind.

Icon

Fair, Transparent Pricing

Interest rates are tied to trusted market benchmarks such as SOFR, CMT, or U.S. Treasuries, with program-specific spreads that reflect both market conditions and the underlying strength of each opportunity.

Icon

A Relationship That Lasts Beyond Closing

We stay engaged from initial structuring through closing and throughout the life of the loan. Our team works alongside you, providing continuity, responsiveness, and a genuine commitment to long-term partnership.

Our Track Record Says It All

23

Years of

Helping Entrepreneurs Grow their Businesses

6.5 $

Billion

in Loans Closed to Date

50

States

With Lending Coverage

5,500 +

Jobs

Created in the USA

Proven Success Stories

We’ve helped businesses across industries

Featured Loan
Las Vegas, Nevada
September 30, 2024
Featured Loan
Moss Point, Mississippi
October 24, 2024
Featured Loan
College Park, Georgia
January 10, 2025

Frequently Asked Questions

Find answers to common questions

A concise deal summary, last year tax return / financial statement and/or trailing 12-month financial statement. Please also include an offering memo if available

Yes. We respect that your referral is built on trust. We coordinate communication with you and do not treat your client as a direct-to-lender lead.

We’ll work with you to structure financing aligned to the project plan—especially when there are phases, multiple sources of capital, or transitional execution risk. If the deal requires a staged approach, we’ll communicate what we need at each stage.

Third-party reports (if needed) are typically requested after initial fit is confirmed and we’ve aligned on next steps. The specific reports and timing depend on the deal and program requirements.

You’ll have a primary AVANA contact coordinating next steps. For submissions, our BDO team helps triage and route the opportunity, then an originator partners with you through structuring and execution.

Our team

Our team has a longstanding history of solving complex problems

Sanat Patel

Sanat Patel

Chief Lending Officer

Steven Ellsworth

Steven Ellsworth

EVP of Portfolio Management

Christyna Lane

Christyna Lane

VP, Business Development

Viktor Hristov

Viktor Hristov

VP, Business Development

Kristine Sanchez

Kristine Sanchez

VP, Business Development

Industry insights

Market insights that keep you ahead

small business acquisition financing

Acquiring an existing business is one of the fastest ways for entrepreneurs to scale, diversify, or enter a proven market. But turning an opportunity into a successful acquisition depends heavily on choosing the right small business...

Read More