Submit the application form
Complete a quick online form to begin your application. Our team will review your details and guide you every step of the way.
Commercial Real Estate Lending for Brokers
The Commercial Loan Broker Program. Built to Close Deals
We cover SBA 504, conventional, bridge, and construction deals in all 50 states. Send us a deal and we treat it the way you would — your client stays protected, your fee is in the loan, and your reputation stays intact
Refer a Loan
Why Commercial Mortgage Brokers Choose AVANA as Their Lending Partner
We built our commercial loan broker program around the six things brokers tell us matter most — starting with the one they fear most: losing the client.
Your Client Stays Yours
At AVANA, your client is never contacted without your knowledge. We know every referral reflects your reputation, and we take that responsibility seriously.
Soft Quote in 24-48 Hours
Speed is how brokers win deals. Submit today — your dedicated AVANA originator delivers a soft quote in 24-48 hours, so you have terms to share with your client before a competitor does.
Transparent from Day One
Our loan structures are designed with long-term amortization and predictable payments, helping borrowers and partners manage cash flow with consistency and peace of mind.
Competitive Rates Tied to Market Benchmarks
AVANA prices SBA 504 loans using CMT-based fixed rates, bridge loans through our Oaktree Capital partnership, and conventional loans at SOFR/Treasury spreads — transparent, market-tied pricing you can defend to your client.
One Relationship Across Four Loan Types
AVANA handles SBA 504, commercial bridge loans, construction, and conventional CRE through a single originator. When your client's needs change — or one deal needs two structures — you have one number to call. No hunting for another lender.
Commercial Real Estate Loan Programs
A full suite of commercial real estate loans designed to match your project
What We Finance — At a Glance
A wide range of asset classes, 4 loan products, all 50 states. Here's what qualifies
Loan Sizes Range
From $1MM to $30MM, covering a full range of commercial programs
Min. FICO Score
680+ required. Flexibility for borrowers with strong compensating factors
Min. DSCR
1.25× baseline. Higher threshold applies for hospitality and other risk assets
Wide range of asset types
From Referral to Closing in 4 Steps
Submitting a deal to AVANA's commercial loan broker program takes under 5 minutes. Here's what happens next.
Step 1
Complete the Referral Form
Property type, loan purpose, estimated value, and loan request. Takes under 5 minutes. No full package required to start.
Step 2
Receive Your Soft Quote
Your AVANA originator delivers terms you can share with your client — in 24-48 hours.
Step 3
Structure Together
You stay on every call and email through structuring, commitment, and third-party reports. Your client is never contacted without you.
Step 4
Close & Get Paid
We prepare final loan documents, open escrow, and coordinate closing. Your broker fee is paid directly from loan proceeds at closing.
Proven Success Stories
We’ve helped businesses across industries
Frequently Asked Questions
Find answers to common questions
A concise deal summary, last year tax return / financial statement and/or trailing 12-month financial statement. Please also include an offering memo if available
Yes. We respect that your referral is built on trust. We coordinate communication with you and do not treat your client as a direct-to-lender lead.
We’ll work with you to structure financing aligned to the project plan—especially when there are phases, multiple sources of capital, or transitional execution risk. If the deal requires a staged approach, we’ll communicate what we need at each stage.
Third-party reports (if needed) are typically requested after initial fit is confirmed and we’ve aligned on next steps. The specific reports and timing depend on the deal and program requirements.
You’ll have a primary AVANA contact coordinating next steps. For submissions, our BDO team helps triage and route the opportunity, then an originator partners with you through structuring and execution.
Our Track Record Says It All
23
Years of
Helping Entrepreneurs Grow their Businesses
6.5 $
Billion
in Loans Closed to Date
50
States
With Lending Coverage
5,500 +
Jobs
Created in the USA
Our team
Our team has a longstanding history of solving complex problems
Sanat Patel
Chief Lending Officer
Ward Hickey
SVP, Business Development Officer
Steven Ellsworth
EVP of Portfolio Management
Kristine Sanchez
VP, Business Development
Industry insights
Market insights that keep you ahead