Family offices are private companies that manage investments and trusts for a single family. The company’s financial capital is the family’s own wealth, often accumulated over many family generations. AVANA has institutional investors including pension funds, family offices and individual investors. Investors invest in all types of loans and the minimum interest rate is 6%. A hurdle rate is the minimum rate of return on a project or investment required by a manager or investor and duration risk is a risk associated with the length of the investment.