Self-Storage Property Loans

Self-Storage Loans Designed for Expansion

AVANA Capital provides flexible financing for self-storage facilities, from acquisition, refinancing to improvements. Our lending experts structure loans to maximize leverage, minimize cost, and support long-term growth

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Financing Solutions for Self-Storage Developers and Owners

The self-storage sector continues to grow — and AVANA helps owners capitalize on opportunity. We deliver capital solutions for acquisition or refinancing of stabilized or value-add storage facilities across the U.S.

Tailored Programs for Self-Storage Properties

AVANA offers a full suite of financing products to help your business grow

SBA 504 Loan

Long-term financing with up to 90% LTV designed to help business owners acquire, expand, or refinance commercial real estate

Explore SBA 504 Program

Bridge Loan

Short-term funding to bridge the gap between transactions or support property transitions until permanent financing is secured

Explore Bridge Program

Conventional Term Loan

Long-term financing for stabilized assets. Ideal for acquisition, refinancing, or property enhancements

Explore Conventional Program

Competitive Self-Storage Loan Terms

Rates and structures vary depending on loan type and borrower qualifications

Loan Sizes

From $1MM to $30MM, covering a full range of commercial programs

Flexible Terms

Choose from short-term (up to 3 years)  or long-term (up to 25 years) options

High Leverage

Finance up to 75% LTV or 90% total for qualifying SBA 504 structures

Market-Indexed Pricing

Tied to SOFR, CMT, or Treasury benchmarks with program-specific spreads

Extension Options

Certain short-term programs offer annual renewal or extension flexibility

Uses of proceeds

Acquisition & Partner Buyouts

Refinance

Financing available for acquisitions, refinancing (including cash-out), repositioning to stabilization, or property improvements

Backed by Our Partnerships with Industry Leaders

Institutional-grade construction financing through our partnerships with Oaktree Capital and a growing network of leading Credit Unions. By collaborating with industry leaders, we accelerate funding processes, offer competitive rates, and create exclusive co-investment opportunities that empower our clients and investors alike

Learn more about partnerships

A Streamlined Process from Application to Funding

We make financing simple, transparent, and fast

Step 1

Submit Application

Complete our online application form with basic information. Our team will review within 24 hours

Step 2

Review

We’ll evaluate your documents and request any additional materials needed.

Step 3

Approval & Terms

Once approved, we’ll present loan terms and structure a customized financing solution

Step 4

Closing & Funding

Final documentation and closing procedures. Funds are typically disbursed within days of closing

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Frequently Asked Questions

Find answers to common questions

Do you offer loans for acquiring or refinancing self-storage facilities?

Yes — AVANA offers both bridge and conventional term loans for stabilized and value-add self-storage properties, including single-location and multi-facility portfolios.

Can I finance a lease-up or expansion strategy for a self-storage asset?

Yes – bridge loans are well-suited for lease-up situations or phased expansions, allowing operators to stabilize occupancy before seeking permanent financing.

What property types qualify — climate-controlled, drive-up, or both?

We finance a wide range of self-storage formats, including climate-controlled, traditional drive-up, and mixed-use facilities, as long as they meet market and underwriting criteria.