Flexible Financing for Property Acquisitions
Secure a commercial real estate loan to buy stabilized property fast — from SBA 504 for owner‑occupied real estate to commercial bridge loans for time‑sensitive purchases
Apply for a loan
AVANA’s acquisition loans help real estate investors and business owners finance stabilized properties, expand portfolios, or complete partner buyouts. Backed by a strong network of lending partners, we deliver dependable funding and a relationship-focused approach to support long-term success
Choose the right acquisition financing for your strategy: SBA 504 (owner‑occupied), Bridge (pre‑stabilization), Conventional (stabilized assets)
Rates and structures vary depending on loan type and borrower qualifications
Loan Sizes
From $1MM to $30MM, covering a full range of commercial programs
Flexible Terms
Choose from short-term (up to 3 years) or long-term (up to 25 years) options
High Leverage
Finance up to 75% LTV or 90% total for qualifying SBA 504 structures
Market-Indexed Pricing
Tied to SOFR, CMT, or Treasury benchmarks with program-specific spreads
Extension Options
Certain short-term programs offer annual renewal or extension flexibility
We make financing simple, transparent, and fast
Step 1
Complete our online application form with basic information. Our team will review within 24 hours
Step 2
We’ll evaluate your documents and request any additional materials needed.
Step 3
Once approved, we’ll present loan terms and structure a customized financing solution
Step 4
Final documentation and closing procedures. Funds are typically disbursed within days of closing
We’ve helped businesses across industries
Our team has a longstanding history of solving complex problems
Chief Lending Officer
VP, Business Development
VP, Business Development
Find answers to common questions
AVANA finances stabilized, income-producing CRE with experienced sponsors. Priority asset types include industrial, multifamily, medical office, self-storage, mixed-use (retail/multifamily), retail (grocery-anchored preferred), franchised restaurants, and franchised hotels. Sponsors should meet baseline credit criteria (minimum 680 FICO, 5+ years of industry experience) and be comfortable with full-recourse guaranties.
We support loan sizes in the range of $1MM–$30MM. Leverage is generally up to ~75% LTV for conventional and bridge loans and can be as high as 90% for owner-occupied properties that quality for SBA 504 program. Final proceeds depend on asset quality, market strength, tenant/NOI durability, and sponsor profile.
Conventional and Bridge loans are typically floating and priced off market benchmarks like CMT or SOFR. For projects eligible for SBA 504 loans, the SBA debenture portion has fixed interest rate, while the 1st-lien is floating. Final pricing reflects market rates, risk, and structure.
Plan for roughly 30-45 days from signed LOI, driven by appraisal, environmental, property condition reports, title/survey, and the completeness of financials. You can accelerate by providing a complete file up front and ordering third-party reports promptly.
Provide property details, a clear loan request (amount, purpose, desired terms), ownership/guarantor info (20%+), historical financials and T-12, rent roll if applicable, a debt schedule, and personal financials for guarantors. If improvements are planned, include scope and budget.
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